Understanding the classification of work injuries can help you know what to expect from a workers’ compensation claim in Ohio. Ohio law distinguishes between permanent and temporary injuries to determine the level of benefits you may receive. Here’s a breakdown of these classifications.
What is a temporary work injury?
A temporary injury describes a condition that heals with proper treatment and rehabilitation. For example, a sprained ankle or broken bone qualifies as temporary if full recovery occurs. Temporary injuries lead to disability benefits, covering lost wages while you can’t work. These benefits last until you recover and return to your job.
What is a permanent work injury?
A permanent injury occurs when a worker suffers a condition that leaves lasting effects, even after treatment. These injuries may include severe back pain, loss of function, or long-term disabilities. If a worker sustains a permanent injury, they may receive compensation for permanent partial disability (PPD) or permanent total disability (PTD). PPD benefits are for workers who retain some function but cannot fully perform their job duties. PTD benefits apply to workers who are unable to work at all due to their injury.
How are the benefits different for permanent and temporary injuries?
The benefits for permanent and temporary injuries differ significantly. For temporary injuries, you may receive wage loss benefits while you recover. However, permanent injuries often lead to long-term compensation, including medical treatment and rehabilitation costs. The amount of compensation can also be based on the severity of the injury and the ability to return to work.
How does Ohio determine the severity of an injury?
In Ohio, the Bureau of Workers’ Compensation (BWC) evaluates the severity of your injury through medical assessments. This helps determine whether your injury is temporary or permanent and what level of benefits you’re entitled to. Doctors play a crucial role in determining whether your condition is likely to improve over time or leave lasting effects.
Ohio’s workers’ compensation system ensures that employees receive the benefits they need based on their injury type. Understanding the difference between permanent and temporary injuries helps workers better navigate the claims process and secure the appropriate compensation.